DUE DELIGENCE

First you should know that due diligence is different from due diligence. The later refers to a business term used for accessing the credibility of a client during sanctioning loans, etc. Due diligence applied in the sense of investing is how ever used to refer to certain techniques of self analysis made before actual investing. When you have made some research on your HYIP program, make a little more effort in checking out these following points. And if you are intending to become a part-time earner, then you must learn to gain efficiency in these following:Check if the domain name is free or a paid domain name. Free domains names(sub-domains) are likeHYIPname.something.comWhere as paid domains are justHYIPname.com(note the extension may also be something else like .net, .info, etc).HYIPs hosted at free hosting are pure scam. Avoid them at all costs.Look for contact info of the HYIP administrator. Many HYIP will use gmail because of its easy of use but not always. See in the contact information if they give you a postal address/telephone number. If not, then may be the HYIP administrator does not want himself to be revealed to the public. Don’t trust him; the HYIP may not be very reliable.Notice the websites design of the HYIP. If the design looks unique & professional, then it’s a good sign. If the site is built on similar looking common template with common FAQs then probably the HYIP is not intended to last for a long time.A good HYIP should have a professional design with fast and well responsive customer careWhat is their interest return rate? Any HYIP which claims to pay more than 3%daily is probably a Ponzi scam & will not last for a long time. Many HYIPs promise to pay high rates such as 10% daily for 30 days or 50% daily for 3 days, etc. They cannot possibly be genuine because it is not very possible to make so much profit from actual Forex/trading in such little time! So if you decide to 'invest' in this programs you should know that's pure gambling and make sure you get your initial investment ASAP! Mark what is the minimum investment required. Many HYIPs have minimum investments as little as 1$, 5$, 10$ or so. Just ask yourself, what kind of trading will any HYIP do with 1$ or 10$ from you! Actually they don’t trade at all. They are just Ponzi schemes. Don’t invest large amount in them. A good HYIP should probably have a minimum investment of around20$-60$ 

Many HYIPs offer to investors an internal account within their site where in the interest is deposited. Later on the amount is transferred to your online account(e-currency) upon request. Others have no internal accounts and pay you directly to your Liberty Reserve/ V-Money/Perfect Money account. The second is preferably better because it offers a greater level of security.

 Check for who is information about the HYIP domain name. If you find irrelevant information such as random meaningless words or controversial contact information, then it is better to avoid. The who is data shows domain name, registration date, expiration date, administrative contact, etc. If the HYIP says it has been in this HYIP industry for a long time, but domain name was registered a few months back only, then its reliability is in doubt. You can use whois.ws to see the who is information for free.

 Respectable HYIPs never spam or let their users spam with their links.

So if you came to know about a HYIP through a spam email then be careful!

 Read through all the text in their website. There should not be much spelling errors, and if they emphasize again and again the high rate of return then that should also be a red flag. Look in the about us/FAQ section in the HYIP site. If what you read is a generic reproduction of what is found on many other sites then probably this program will not last long.

 Email the administrator of HYIP and ask him questions like “how can you pay such high interests?”,”Who are you and where do you stay?”, “Can you have a telephonic conversation with me sometime?”. If the webmaster doesn’t bother to reply, or replies in a very awkward & non-convincing manner then he is trying to hide away facts from you. He will never say that he is running a Ponzi scheme, but you have to identify it! You may also ask for previous business history to evaluate the ability of the HYIP owner to make the desired profits with your investment. You will get experienced in all these aspects as you spend more time in this HYIP world! So never worry if you can’t make a final conclusion from accessing the above factors, you will gradually learn them with time. How Much To Invest?

This depends upon the following:

1. You just want to experiment with how HYIPs work

2. You want a part time income

3. You need a full time residual income

 4.You are a person who earns from online GPT programs(online get paid to programs)

For the category 1- Invest 10$-50$ in few HYIPs to learn various aspects of investing in HYIPs, managing e-currencies, etc

For category II-Invest 100$-500$

For category III-Your HYIP investment portfolio should at least be>1000$

For category IV-I personally know how precious are those few dollars that you earn after several days of online surfing. You will really feel dis-hearted if you get scammed of your hard earned little money by a bad HYIP. If at all you decide to invest, then you must learn all aspects of successful HYIP investing so that you can minimize loses. If you are a newbie then definitely you fall in the first category. So start experimenting in this HYIP world with an investment of around 10$-50$. Even if you lose, I suppose you won’t become a bankrupt with such little money, but definitely you are going to learn something. Then you are promoted to the next stage of making yourself earn a part time income. By this time you must have gathered some personal experience as well as borrowed some other’s experience in due time. You might have already made sufficient research work on HYIPs. So I assume you have quite a fair knowledge about various HYIP aspects & can confidently make wise decisions on which HYIPs & how much to invest. The time required for such experience may be 2-5 months. If you successfully make a part time living for some stable months/years then I’m sure you would like to earn as much as possible and possible graduate to a full time earning. All those who make full time income through HYIPs become a kind of HYIP professional. You will have a lot of information and can easily spot possible scam HYIPs. You will have developed a personal investment portfolio and an analysis trend. Most probably you will also be helping others invest in HYIPs and giving them advice. You can use your full intelligence & expertise to invest and earn a decent fulltime income. Whatever be, HYIP risks are never diminished. So there are chances that you can become bankrupt if you redirect to full time HYIP income without appropriate knowledge & experience. It is best advised that HYIP investors restrict themselves to just part time earning because larger investments equal larger risks and possibly larger losses.