The key to a profitable HYIP investment is
just a single word-“diversify”. It means you divide your total investment
among several different HYIPs so as to minimize risk. Investing in a
single program is risky, because if the program collapses, you lose all your
money. But if you put your money into many programs, if one of the
programs fails, you will still have money in other programs. So by diversifying
you virtually decrease the % of lost money in your portfolio. Profits can
still be made from investments in other HYIPs that are operating simultaneously,
so it is quite possible that with a wide and wise portfolio you will always
make a NET profit.
How wide should my portfolio be?
It should be as wide as possible.
For example if your total investment is around500$ then your portfolio should
include at least 5-10 (or even more) different HYIPs. Invest about 50% in long
term good old HYIPs and the other 50% in new HYIPs. These may include:
are those that give around 1.5%
daily and have a good track history over 6 months with good customer
support, professional webdesign, etc. These are real HYIPs and actually pay
customers.
include those who pay around 2-3% daily
with unique professional web design & certain degree of reliability in
other factors.
You may invest in Ponzi schemes that give 5-10% daily, but join
them early to be in profit. If you like to take more risk(or try your luck) then join in
pure scam programs such as 10% daily for 30 days or 25% daily for 5 days, etc.
Join early during launch of the HYIP and invest a very small amount to
minimize risk. Scam HYIPs are run on Ponzi schemes. A Ponzi is a “pyramid system”
in which higher level members are paid with the investments from newer
members. They actually have a short life time. Many people lose money in these games.
Their websites are made from cheap old regular common templates (not a
professional & unique design), anonymous contact information, and give
high interest rates (>3%daily is suspected as a Ponzi), have an
attractive referral system, etc.
The average
life cycle of Ponzi HYIPs can be stated as:
Extra Long term HYIPs
(real HYIPs)Such HYIPs pay about 1-1.7%
daily or around 25% monthly interests. They usually last for a long time
over up to 2 years. Invest in these only if it has a good history for about a
year because profit recovery is very slow.
Long term HYIPs
They pay 2-3% daily and can last for
about 6-12 months, some even last for more than a year. These are the most
optimal HYIPs
for investing.
Medium term HYIPs
(Ponzi) Pay around 4-7% daily. Last
anywhere from 2 to 6 months
Short term HYIPs
(Ponzi)Pay >10% daily these last for
a few days to a few weeks. In rare cases with the proper support these
programs can last a few months
In conclusion of this section we can
summarize:
Don’t invest in new programs that pay less interest (around
1%daily) with a poor non-professional web design, etc. It is a possible
Ponzi and if so you will have a hard time recovering your funds because it will
take 100 days for you to breakeven. Invest in long term HYIPs which pay
less (around 1.7% daily), but have a unique professional web design, and
other positive features of a good HYIP. Invest in them if they are already over
1 year old with a good track history.
You may invest in HYIPs which pay 2-3% daily, have a professional template
design & other good features. Chance to be in profit is good. But again it is
advised to use caution with this group as well
If you like to take risks then invest in Ponzi schemes that pay 3-5%
daily. But you should invest while the HYIP is still new so that chance of
profit recovery is good before the HYIP closes.
Invest in still higher interest paying HYIPs if you can risk higher.
HYIPs such as7% daily for 60 days or 50% daily for 3 days are real scams.
However if you are lucky, you can be in great profits provided you invested
while the HYIP was just opening. But risk factor is also very high and I
suggest not to invest more than 40$-60$ in such high risk HYIPs. It’s always
better to avoid them.
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